Commercial & Investment Lending Solutions
Creative funding for commercial deals, fix-and-flips, and portfolio growth — with no income verification and fast closings nationwide.
Why Choose PCC?
Providence Commercial Capital offers smart, private lending solutions for real estate investors nationwide.
As a direct hard money lender with 25+ years of experience, we move quickly — with no red tape. Whether you’re investing in single-family, multifamily, or mixed-use properties, we offer no-income-verification loans with terms from 12 to 24 months and amounts between $100K to $5M.
We’re not a bank — we’re private lenders who say yes when others say no.
As a correspondent lender, we also connect clients to long-term options, including:
• 30-year fixed loans
• Principal & interest terms
• Up to 90% LTV with credit scores as low as 600
    Private Lending
      
        Our private loans are ideal for investors needing quick closes and flexible terms—no income verification, no tax returns required.
      
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    DSCR
      
        DSCR loans are designed for rental investors—approval is based on property income, not personal income.
      
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    Our Services
    Commercial
      
We offer commercial property loans with minimal documentation and tailored terms to keep your deal moving forward.
      
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    Construction
      
        Whether it’s new development or a major rehab, our construction loans offer flexibility and speed without income docs or delays.
      
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    Residential
      
        Perfect for flips or long-term holds, our residential loans skip the paperwork so you can focus on the property—not the process.
      
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