
Commercial & Investment Lending Solutions
Creative funding for commercial deals, fix-and-flips, and portfolio growth — with no income verification and fast closings nationwide.
Why Choose PCC?
Providence Commercial Capital offers smart, private lending solutions for real estate investors nationwide.
As a direct hard money lender with 25+ years of experience, we move quickly — with no red tape. Whether you’re investing in single-family, multifamily, or mixed-use properties, we offer no-income-verification loans with terms from 12 to 24 months and amounts between $100K to $5M.
We’re not a bank — we’re private lenders who say yes when others say no.
As a correspondent lender, we also connect clients to long-term options, including:
• 30-year fixed loans
• Principal & interest terms
• Up to 90% LTV with credit scores as low as 600

Private Lending
Our private loans are ideal for investors needing quick closes and flexible terms—no income verification, no tax returns required.
Learn More

DSCR
DSCR loans are designed for rental investors—approval is based on property income, not personal income.
Learn More
Our Services

Commercial
We offer commercial property loans with minimal documentation and tailored terms to keep your deal moving forward.
Learn More

Construction
Whether it’s new development or a major rehab, our construction loans offer flexibility and speed without income docs or delays.
Learn More

Residential
Perfect for flips or long-term holds, our residential loans skip the paperwork so you can focus on the property—not the process.
Learn More